As a college student you are probably no longer covered under your parent’s health insurance.   Now is the time to get your own health insurance policy.  Students that pay tuition and boarding fees can enroll in a college student health insurance plan.

About 30%, or 4 million college students in the United States do not have any type of health insurance.  When they need medical care they have to dip into their savings account or ask their parents for help.  Students without any health insurance are more likely to drop out of college for financial reasons.  They have to work immediately in order to pay off their medical bills.

Student health insurance can also be a good safety net to prevent academic failure.  Should you get sick during the middle of a semester, your medical insurance can cover the cost of your medicines and patient care so you can go back to school as soon as possible, and not fall behind on your school work.

If your school does not offer health insurance, go to your local hospital to see if you qualify for income based health insurance.  Almost all cities have some kind of insurance for people who can not afford regular health insurance.  Your premium is based on your income.  As a college student, you will probably pay the minimum or nothing at all.

Check with your student services office at your college or university, to find out if they offer student health insurance.